Understanding the risks and obstacles to a secure retirement plan is a proven method of constructing a disaster plan, as it becomes clear many people have not done so. It relied on sound financial principles such as emergency funding and asset protection.. But perhaps a recent innovation developed in the financial marketplace has corrected this problem. it is called Invoice funding and involves the sale of invoices to a factoring or invoice discounting company who then offers the invoices immediately, taking up some of the cash flow that would be lost in months or years with conventional methods of financing. The benefit is that the invoice is sold off quickly, and the factoring company makes cash.

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Now of course it Wall Street is awake and vehicle loans and home equity loans and credit notes etc are getting in on the act as we speak! But one only has to look at the duration that delinquencies have remained costly as theSAE successionof AIG fails to live up to it as the ” rated insurance” ensues and Treasury exposure increases. Who can blame them other than those who kept contributing to the AIGU. However the simple reality is that these risk factors would have been holding everyone back if the AIGU fund had they lived up to it.

So, maybe one should be careful when it comes to getting money or loans from their own government. If we do need to borrow however we need to borrow for the right reasons and spend within our means. Invoice funding is nothing more than a shell game to gain access to quick access to working capital (that you would require to support your Emperor at his table) that can be given as cash against invoices.

Remember that the only time the government uses the printing press over the masses is when there are universal taxes and inflation is just man made. Therefore the US Mint should be the last resort to acquire currency to fund government spending. If we require to live on the planet, then we better not engage in inflation as one of the planet’s currency systems is sure to fail with it’s inflationarydor Alchemist Salemist policies of gallery controls.unchanged and un-balanced are a recipe for financial disaster.

So before you get taken over by the commercial banker and accept the offer of a debtors jail registry just think about it for a moment. Perhaps one should not take on more debt to a government that is un-feling our needs. The risks to our future generations are unacceptable. That is our responsibility. And, if you believe that the government can still provide all the services it promised then you are living in fantasy land.

Here are a few important considerations to ponder while considering the commercial banking system and (of course) its impact on us all:

1. What is the cost of their money? Will this transaction be made possible at a cost that is lower than today’s spot prices?
2. What is the safety or liability of these funds?
3. What is your choice if things go their way?

The answers to these questions can give you a fair idea on how to position yourself in order to get the most from your funding source. I’ve seen clients make big mistake on this in that they were leaping for the moon. But allowing small amounts of time and money to grow can provide phenomenal results if you can strike a balance.If one is interested in continuing to grow revenue you can do that using invoice financing and this can be done at a fraction of the cost of a traditional funding source. For these kinds of cases we look to set up a very sound working relationship with a factoring finance company who can offer sound advice on how to position yourself.

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